Insurance and Payments

Common Vision Insurances Accepted

Common Medical Insurances Accepted

At Lifetime Eyecare, our goal is promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, medical insurance, care credit, cash, checks, and most credit cards.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

CareCredit

CareCredit it a healthcare credit card that you can apply for to help pay for the cost of out-of-pocket medical expenses. If you don’t have vision insurance or your insurance doesn’t cover the cost of eye exams, eyeglasses, RX sunglasses or contact lenses, you can use a CareCredit healthcare Credit Card to help pay for those expenses over time.

Insurance

The knowledgeable staff at Lifetime Eyecare is experienced in working with insurance providers. We will work directly with you and your insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

Vision Insurance

Vision insurance is separate from your Health Insurance. It’s often from a different insurance provider and covers the annual eye exam necessary to determine if you need an eyeglasses prescription, or a change in the prescription you currently have. Most Vision Insurance has either a moderate allowance for a set of glasses or a fixed dollar amount for contact lens care. The contact lens coverage typically includes the professional evaluation and a trial supply of contacts.

Medical Insurance

Medical Insurance covers you for anything that has a medical diagnosis. This would include visits for an eye infection, corneal foreign body removal, sudden onset of flashes and floaters, diabetic eye exams, dry eye problems, and chronic or acute allergy issues. Your Medical Insurance would also cover progress evaluations to monitor cataracts, glaucoma and other recurring issues.